Mortgage Opportunities

 

Position #1
Position:Underwriter Location:Nationwide
Type: Full Time Employee Salary: Open
Job Description: Apply for this Job

We have an excellent opportunity available for organized and detail-oriented Underwriters located in major metro cities across the nation.

They are currently seeking skilled, knowledgeable and experienced Underwriters to perform the review of loans to evaluate compliance with government regulations, investor guidelines, and company policies & procedures.

Working under minimal supervision, the selected candidates will underwrite loans originated by our client to ensure that all loans meet the proper credit criteria in accordance with our clients Underwriting Guidelines. Will be expected to practice common sense underwriting, using sound judgment to assign risk and ensure acceptable loan quality.

PRIMARY RESPONSIBILITIES/DUTIES:

  • Reviews closed loan files to ensure thoroughness and compliance with applicable regulations and company policies.
  • Reviews approval underwriting standards, according to our client’s signing authority matrix.
  • Interfaces with third party vendors to re-verify loan information. This list includes credit bureaus, appraisers, financial institutions, title companies, borrowers, and employers.
  • Reviews loan conditions ensuring all requested items, per the loan approval, are valid and all required stipulations are met.
  • Maintains high service levels toward internal and external customers.
  • Participates in the compilation of review data and reports.
  • Identifies and recommends solutions to correct deficiencies.
  • Participates in the compilation of review data and reports.
  • Collects and enters loan review data for reports, and completes supporting worksheets and document package.
  • System design skills, knowledge of software development processes, object oriented methodologies.
  • Secondary knowledge of the exception process helpful, but not required.
  • Ability to compose effective written communication. Superior communication skills, both oral and written, are required.
  • Superior computer skills, including Windows 95/98, NT, 2000, Microsoft Word, Excel, Power Point, MS Project, Internet Explorer. Knowledge and experience with Visual Basic, ASP, Access, SQL Server is highly desirable.
  • Must be able to establish and maintain effective working relationships with co-workers, company personnel.
  • Must display a high level of initiative, effort and commitment towards completing assignments efficiently.
  • Ability to work under minimal supervision with ability to demonstrate responsible behavior and attention to detail. Must be able to prioritize workload.


Position #2
Position:Regional Vice President Location:Nationwide
Type: Full Time Employee Salary: Open
Job Description: Apply for this Job

Our client, a progressive leading sub-prime mortgage lender, is bringing superior career opportunities across the nation. They are growing rapidly and offer an entrepreneurial environment where recognition, reward and strong advancement are the norm!

We are looking for "multiple" experienced MORTGAGE Wholesale Regional Managers with operations and sales background, for various operations centers.

Strong managerial/leadership skills are essential. The successful candidates will be responsible for sales production, hiring, coaching and training the sales staff, in addition to expanding the Region.

Along with the prospect of growing your career with a stable leader in the mortgage industry, our client also offers a competitive compensation package commensurate with experience and ability and an excellent benefits package.

 



Position #3
Position:Vice President, Secondary Marketing Location:Nationwide
Type: Full Time Employee Salary: Open
Job Description: Apply for this Job

Our client, a rapidly growing mortgage banking company, has an immediate need for a sub-prime secondary marketing professional.

This company is a leading non-conforming wholesale mortgage banking organization, and is a wholly-owned subsidiary of one of the nations largest financial institutions.

National candidates are welcome, as there is an excellent relocation package.

JOB RESPONSIBILITIES:

  • Risk management within the Secondary Marketing team. Candidate must become well versed in all pricing models, pricing utilities, and pooling utilities.
  • Responsible for all hedging strategies, including forward deliveries.
  • Manage pipeline and loan sales to maximize corporate profitability and underwriting execution.
  • Manage and direct trading and settlement of loan pool.
  • Key management liaison with Production - responsible for proactive approach in addressing sales and production issues.
  • Manage existing investor relationships, and responsible for the assessment and building of new relationships, including contract negotiations.
  • Proactive management of all compliance and regulatory issues impacting the pricing activities.
  • Manage master contract and general contract negotiations.
  • Partner with the Credit Department and Whole Loan Delivery to monitor performance trends impacting whole loan sale execution and securitization performance.
  • Coordination with credit department and investors in development of new products and enhancements to existing guidelines.
  • Key liaison for securitization issues with investors and Rating Agencies
  • Research and recommend structural opportunities to maximize execution on securitizations.
  • Communicates the secondary market environment and educates the Secondary Team and Senior Management on technical issues impacting the industry and the company.

CANDIDATE REQUIREMENTS:

  • BS in Accounting, Finance, Mathematics, Business, or Economics. Advanced business degree strongly preferred but not required.
  • Minimum of 10-15+ years of practical experience in Secondary Marketing, Pricing, or Securitization role. Candidate should have strong background in the mortgage industry, mortgage credit, and/or home equity products. Financial services background a plus.
  • Strong communication skills, both verbal and written.
  • Experience managing a team of professionals. Securitization background preferred, but not required. Portfolio management, fixed income investment banking, or fixed income trading experience is a plus.


Position #4
Position: Whole Sale Account Executive, Outside Sales Location:Nationwide
Type: Full Time Employee Salary: Open
Job Description: Apply for this Job

Our client is a leader in today's sub-prime mortgage marketplace and a Fortune 100 Company. Their growth and profitability have been strong, and they are now staffing to support their continued and aggressive expansion. We now have an excellent opportunity for a Wholesale Account Executive to handle outside sales throughout major metropolitan cities. Our Account Executive position is an excellent opportunity for an individual to solicit mortgage brokers for residential mortgages and refinances and to provide new and existing brokers with our latest products and programs.

Their unique industry perspective and solid financial strength allows us to make loans others simply cannot. They use a tried-and-true formula - combining quality people with quality service. Does this sound like the type of environment you'd like to be a part of? Are you a true sales pro who wants to take the next step and finally be rewarded for your skills and efforts? If so, then read on, and learn how you can be a key member of their dynamic team.

Additional Responsibilities include:

  • Achieving sales results as specified.
  • Soliciting and maintaining business within the mortgage broker community.
  • Meeting with brokers to generate sales volume face to face and/or over the phone.
  • Reviewing potential loans and recommending appropriate products that correspond to client's needs and goals.
  • Co-managing pipeline to close.
  • Pre-approving loans for further processing.
  • Providing personal service to clients.
  • Continuously be aware of our latest products and investors.

REQUIREMENTS
To qualify you must possess:

  • Proven Sales experience.
  • 2-3 years in mortgage, banking, finance industry required.
  • HS diploma or equivalent.
  • A degree in Business, Marketing and/or Finance desirable, or equivalent.
  • Basic PC skills and Windows knowledge.
  • Customer service experience.
  • Excellent verbal and written communication skills.
  • Excellent follow-up skills. Underwriting, processing, funding experience helpful.
  • Articulate speaker with good interpersonal skills.
  • Must be detail oriented, flexible and organized.
  • Ability to work under pressure and meet deadlines with minimal supervision.
  • Current valid driver's license and auto insurance.
  • Reliable and appropriate auto transportation.
  • Ability to work evenings and/or weekends as necessary.


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